Connect with the world’s best shoppers.

We put our customers first. No external credit checks and no application fees.

• More than 19M active customers have shopped with Afterpay globally
• On average in 2021, we sent 30M monthly referrals to our merchant partners
• Our top US customers frequently AftperayIt and use us 57 times per year
• 93% of Clearpay sales come from repeat purchasers

Clearpay operates as Afterpay in US, CA, AU & NZ, click here to learn more.

Clearpay. It’s the better way to pay. 

No external credit checks, no interest, no fees when you pay on time. And our customers love us for it.

Here’s how it works for you

• Get paid upfront. You’ll get paid within days for purchases made with Clearpay.
• Minimize your risk. We take on risks, including chargebacks and fraud. So you can focus on growing your business.
• Receive daily settlement reports. Get access to transactional information that you can use to reconcile and verify orders.

Here’s how it works for your customers

1. Your customer gets the app and can sign up instantly. 
2. Customers see their instalments and choose Clearpay as their payment method.
3. They’ll make the first of 3 or 4 payments now. And pay the rest over a short amount of time.

Key Features

• Express Checkout. Clearpay now offers Express Checkout, which streamlines the checkout experience to deliver increased value to merchant partners and delight shoppers. The overall experience eliminates 5 steps and over 40 fields of customer-provided information. The streamlined experience results in higher conversions and more shoppers for merchants. 
• Cross Border Trade. Selling internationally just got easier. With Cross Border Trade, you can get your business in front of millions of shoppers in Australia, Canada, United Kingdom, United States, and New Zealand. Customers pay for their purchase in their local currency and you get paid the full amount (minus merchant fee) in your local currency. 
• Clearpay Business Hub. Clearpay provides all merchants with access to a portal that includes deep insights on Clearpay performance, daily settlement reports, resources for marketing best practices, and the ability to instantly update your account.
• AI-powered risk. Clearpay is powered by one of the most sophisticated risk models in the industry. Based on learnings from millions of shoppers and tens of thousands of global merchants, Clearpay’s AI-powered risk model approves more than 90% of all customer attempted transactions. This means merchants access an entirely new segment of customers, driving incremental sales. Plus, Clearpay takes on all fraud risk so you can rest easy.